Let me start with something we see way too often.
A client proudly tells us they’ve implemented a Treasury Management System (TMS). Great. We always love hearing that. But as soon as we ask how they’re using it… silence. Or vague answers like:
“We mainly use it for payments and cash visibility, but we have other modules too. I think.”
That’s the moment the alarm bells go off.
Too often, we see the following pattern: companies invest significant money and time into a TMS – Kyriba, Coupa, FIS, Nomentia, ION, G-Treasury, Cobase, you name it – but never actually unlock the full potential of what they’ve purchased.
TMS optimization = switching on underused modules and automations to cut manual work, tighten controls, and boost cash predictability.
You bought a TMS. That’s good news! But if you’re only using it for payments and cash visibility, you’re leaving money, and control on the table.
Why TMS value gets lost (fast)
So why does this happen?
1. Rushed implementations
You’re under pressure. You go live with the basics: bank connections, cash visibility, and payments. Meanwhile, the rest-risk, FX, forecasting, in-house banking-gets pushed to “later”… Spoiler, that later often never comes.
2. Knowledge leaves the building
The person who led the implementation changes roles or leaves. Internal TMS expertise disappears, and the system slowly becomes a black box nobody wants to touch.
3. No time to optimize
Treasury teams are small. You’re in day-to-day mode, keeping operations going. There’s no headspace for system optimisation, even when the pain points are obvious.
4. You don’t know what you don’t know
We’ve worked with clients who manually reconciled intercompany balances, only to discover their TMS could have done it for them. It’s hard to use what you don’t even know is possible.
Proof: small effort, big return (Coupa Treasury)
Real-life example: a small effort, big return
We recently ran a focused workshop with a Coupa Treasury client. Just two half-day sessions.
In that short time, we:
- Reviewed how they’re currently using the system
- Identified pain points and inefficiencies
- Showed them new capabilities they didn’t even know Coupa had
- Mapped out what could be automated or improved
The impact?
They walked away with immediate insights and practical actions they could apply straight away. In fact, some changes were implemented the next day.
But we didn’t stop there.
One of our consultants is now working with them to implement the larger improvements identified during the sessions. A clear roadmap, realistic timelines, and someone to get it done. That’s how you go from workshop to real value.
Unlock more value from the TMS you already own
So the question remains: are you leaving value on the table?
If you’ve already invested in a TMS, chances are there’s more it could be doing for you. From automating manual tasks to improving data accuracy, reducing risk, or simply saving time. There’s a good chance the tools are already there. You just haven’t switched them on yet.
That’s where Pecunia comes in.
We help you make the most of what you already have. Whether it’s a health check, reconfiguration, building out unused modules, or hands-on support, our consultants know what’s possible, what’s realistic, and what delivers value.
We’ve got certified consultants across all major TMS platforms:
- Kyriba
- Coupa
- FIS
- Nomentia
- ION (Reval, Wallstreet)
- G-Treasury
- Cobase
And yes, we also support niche or regional systems.
You don’t need new software. You need your software switched on properly.
And we can help you do exactly that – with workshops, advice, and hands-on experts who actually get things done.
Stop leaving value on the table.
Let’s take a look together. It might be the highest ROI meeting you have this quarter.
