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Patrick Kunz is the managing director of Pecunia Treasury & Finance and Treasury-as-a-service.com. As an interim manager, Patrick has been with many companies in his career, he also acts as a treasury consultant for multinationals, SMEs, and non-profit organizations. Patrick holds a master's degree in international business and a post-doc degree in Financial Risk Management (FRM). Next to that Patrick is a charter holder for the qualified treasurer title.